Privacy Statement



Summit Community Bank Website(s) Privacy Statement

Introduction
At Summit Community Bank, we understand the importance of protecting your privacy and confidentiality. This Website Privacy Statement provides a summary of our online privacy practices, covering the online collection, use and disclosure of information collected from visitors to our Website including but not limited to mysummitbank.com and other local links to mysummitbank.com herein referred to as “Websites.” In addition you may be subject to other contractual terms in accordance with products you select and their related service agreements. Our statement does not govern Websites of other parties to which we may provide links. If you choose to link to a Website not controlled by us, we recommend that you review the privacy and security policies of these companies.

Collecting Information
We may collect both “Customer Information” and “Aggregate Customer Information” from visitors to our Websites. The term “Customer Information” means information that can identify a specific customer or be identified back to a specific customer. The term “Aggregate Customer Information” is a compilation of information that does not identify a specific customer, such as date and time of visit, IP addresses, demographic information, Website pages visited, or the browser used. Customer information collected may include data such as name, address, email address, phone number, Social Security number, date of birth, driver’s license, employer, and account data.

Website Technology
To provide our customers the best online experience, Summit Community Bank will regularly review and incorporate the latest changes in Internet technology. However Summit Community Bank does not automatically collect personal information from visitors to its Websites. Various tools and techniques are used to gather and analyze Website visits and sessions. When you visit our sites, we may use “cookies” to monitor your experience. Cookies are electronic files recorded by your browser that keep track of your preferences on your PC during your Website visits. We use cookies to record information on customer visits and use of our Website to administer and improve our site. We do not use cookies to store or transmit any personal identifying information. Temporary “session” cookies are also utilized to facilitate customer navigation within our site during each visit. Session cookies are deleted once you close your Internet browser. We may also use “persistent” cookies that are retained on your computer after your visit ends (until you delete them manually or your browser deletes them based on the duration period contained within the persistent cookie’s file) so we can identity your preferences and enhance your next visit to our Websites. In addition, cookies help us monitor Internet traffic from third-party Websites to our own as well as the most frequently used areas of our Websites or to review the duration of the visit. We may provide this type of “Aggregate Customer Information” to non-affiliated application service providers that compile statistical data or other information for us. This feedback and analysis will allow us to continually update our Websites. At your discretion, you can block cookies by changing the settings on your Internet browser or through the use of software programs specifically designed to block cookies. You should be aware that by blocking cookies or using certain security software settings that these actions may prevent you from logging onto your accounts or limit your online activities.

In addition to cookies, we may also use other technology such as “Pixel Tags,” “Clear” or similar tools. A Pixel Tag is an electronic image, often a single pixel (1x1), which is ordinarily not visible to visitors and may be used with cookies. Clear GIF (Graphics Interchange Format) is a type of picture file used on the internet with certain special characteristics which make it more useful than JPEG or other picture file formats in certain circumstances. Their use is common because they are invisible and very small, so they do not affect the download speed of a web page. These tools can be used to collect data, like cookies, regarding your operating system, browser, screen resolution and other technical information, as well as navigation and session information. This information is anonymous and does not include identifiable customer or personal information. Again, this data is used to continually improve our site and your visits.

Customer Information
We use information provided by Website visitors consistent with their activity (such as applying for a product or service, opening accounts, requesting information, assisting in completing transactions, or for employment inquiries and applications, and with other disclosures and agreements on our Websites. We may aggregate individual visitor or customer information for further analysis.

We may disclose customer and visitor information, as permitted by law, and: (1) consistent with our privacy notices and other account disclosures; (2) to comply with applicable laws; (3) to respond to governmental inquiries or requests; (4) to comply with legal processes; (5) for security purposes and to protect our customers Website, brand, or other Summit Community Bank legal interests.

Email
Unless explicitly stated, email is not secure. We recommend that you do not send any confidential information through email. If you send email to us, we may retain the contents of your email message, your email address, and our response. Under various Federal and State laws and regulations, customers and visitors may choose not to receive promotional emails or electronic newsletters from us by following the “unsubscribe” or “remove” instructions in the specific email from which they wish to opt-out. Even if you opt-out of receiving promotional emails from us, you may still receive transactional messages regarding your account.

Children’s Online Privacy Protection Act information
Summit Community Bank Websites are not directed to children under age 13. We do not market to children, nor do we knowingly collect or retain personally identifiable information from children. If you are under 13, please do not enter your personal information. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the Federal Trade Commission Website.

Security Practices
We continually review our security safeguards to protect customer and visitor information that we gather, transmit, and store in connection with our Websites. We will never ask for personal identifying information or login/password information in an email. Also never click on an unverified link in an email. Many scams and threats arise within online environments. It is important to continually educate yourself on the latest events and maintain your computer operating system and data security software.

Online Planning Tools
We make a number of planning tools, such as mortgage and savings calculators available to help you mange your financial plans. We do not currently store information that you enter into one of these planning tools or calculators. We do not represent the accuracy and use of these tools and you should independently verify the results.

Policy Changes
We reserve the right to change or amend this Website(s) Privacy Statement at any time. Changes are effective as of posting to the Websites.

Keeping your information secure is one of our most important responsibilities. We safeguard your personal and financial information. Plus, we give you many choices in how your information is shared and used. For additional information on our Privacy Notices and practices, please contact us.