Privacy Policy

FACTS
Rev. September 2012
WHAT DOES SUMMIT COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?

WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions
  • Account balances and payment history
  • Transaction history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Summit Community Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Summit Community Bank share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes – information about your personal transactions and experiences
No
We don’t share
For our affiliates’ everyday business purposes- information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For our nonaffiliates to market to you
No
We don’t share

Questions?
Call 517-664-1912 or go to http://www.mysummitbank.com
Who we are
Who is providing this notice?
This privacy policy is being provided by Summit Community Bank and applies to the family of products and services offered.
What we do
How does Summit Community Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Summit Community Bank collect my personal information?

We collect your personal information, for example when you

  • open an account or use your credit or debit card
  • give us your contact information or pay your bills
  • provide employment information

We also collect your personal information from other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Summit Community Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Summit Community Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Summit Community Bank doesn’t jointly market.

Keeping your information secure is one of our most important responsibilities. We safeguard your personal and financial information. Plus, we give you many choices in how your information is shared and used. For additional information on our Privacy Notices and practices, please contact us.