Personal Checking Accounts

The best part about a Summit Personal Checking Account is that there is one right for you! We offer a variety of checking accounts to fit your lifestyle because we’re focused on your financial success.

Summit Free Checking
If you want a simple account that has no minimum balance and no monthly service charge, then Summit’s Free Checking is perfect for you.

Here are the features of this free account:

  • Free Internet Banking
  • Free Online Bill Pay
  • Free VISA Debit Card
  • No Minimum Balance
  • No Monthly Service Fee
  • Open with $50 Minimum

 

Summit Classic
Want to keep it simple, but earn some interest? Summit’s Classic account allows you to earn interest and waive a monthly fee by maintaining a $250 balance.

Here are the features of this classic account:

  • Earn Interest
  • Free Internet Banking
  • Free Online Bill Pay
  • Free VISA Check Card

 

Summit Preferred
Summit Preferred is the perfect account if you want to earn more interest and receive free checks. By maintaining a $2,500 minimum balance you can enjoy these features with no monthly fee:

  • Tiered Interest
  • Free Internet Banking
  • Free Online Bill Pay
  • Free VISA Check Card
  • Free Checks

 

Summit Elite 55 Checking
If you are 55 years of age or more, this free account allows you to earn interest and receive your checks free!

Here are all the features of this elite account:

  • Earn Interest
  • Free Checks
  • Free Internet Banking
  • Free Online Bill Pay
  • Free VISA Check Card
  • No Minimum Balance
  • No Monthly Service Fee

 

Summit Welcome
We like to show our loan customers just how valued they are. So, if you have a mortgage or consumer loan with Summit, this account is free, and you will earn interest and receive your first order of checks free!

Here are all the features of this great account:

  • Earn Interest
  • Free First Order of Checks
  • Free Internet Banking
  • Free Online Bill Pay
  • Free VISA Check Card
  • No Minimum Balance
  • No Monthly Service Fee